Travel Insurance covers you if you need to cancel for an unforseen reason such as accident, injury, sickness, or death of you, a traveling companion, or a family member not traveling with you. Most cruise lines, airlines, tours, etc. - have very stiff penalties for canceling your trip. Travel insurance protects you from this.

As notated on page 2 of your US Passport, most HMO's, PPO's, Medicare, Medicaid, and other health insurance does not cover you outside of the country - even in a life threatening emergency. Many foreign hospitals may not treat you for emergency care without proof of ability to pay your bill in full at the time of treatment. Travel Insurance also covers you for emergency medical and dental when your outside of the country, and onboard cruise ships.

Travel Inurance also covers you for flight delays, missed connections, lost/stolen baggage, baggage delays, inclement weather that prevents you from making your trip, and more. Travel Insurance can also cover you for hotel and meals in forced overnight cities not part of your travel package.

Before turning down travel insurance - keep in mind that $350 per person of your gothic cruise fare is nonrefundable.  Also keep in mind the Gothic Cruise generaly sails during hurricane seasons.   Travel insurance covers costs incurred by hurricane conditions as well as other weather related obstacles.  This includes hotel costs in the event weather conditions cause you to miss your scheduled flights and you need to delay your departure home.

Please let us know if you would like a quote on travel insurance. 

All Genre Travel strongly recommends travel insurance.

Please you policy for travel coverages and terms.